CALL US AT (916) 663-0557


ES Electric & Solar, Inc. is pleased to offer the following financing options to our customers to assist you in investing in solar energy.


mPower is a Placer County countywide program promoting energy efficiency and cost savings. Finance the entire amount of energy efficiency projects through your property tax! Click the icon to learn more about the program. 


Ygrene makes home improvement financing fast and affordable. Click the icon to learn more about the program.

Western Heritage Financial

Western Heritage Financial offers low-interest rates giving you the ability to refinance your home and roll the cost of home improvements like solar power into your new low-interest loan. Click the icon to read a customer testimonial.

Umpqua Bank

Umpqua Bank’s Green Street Lending Program ( Unsecured and Home Equity)


Save Money · Conserve Energy · Create Jobs


MPOWER is a Placer County program to promote more efficient use of water and energy, enable property owners to reduce energy costs, save energy, and strengthen our local economy through job creation.

Now, more than ever, residential and non-residential property owners are looking for ways to save money on their energy bills; reduce their impact on the environment; and stimulate the local economy. With the help of MPOWER Placer (Money for Property Owner Water and Energy efficiency Retrofitting, formatted as property assessed clean energy (PACE)), that goal couldn’t be easier.

MPOWER Placer will finance energy efficiency improvements and energy generation systems such as solar photovoltaic to qualified Placer County property owners, with no upfront costs. MPOWER Placer makes it simple and easy for Placer County residential and non-residential property owners to save money and upgrade to energy efficient appliances, ventilation, improved building envelopes, solar panel systems and much more!

As energy efficiency becomes more important and electricity rates continue to rise, solar panel financing is a clear way for people to invest in solar panels for homes.

Accompanied with energy efficiency measures including upgrades to the building envelope and energy efficient appliances, utility customers are sure to save money and save energy. Property assessed clean energy programs like MPOWER Placer, simply amortize the amount of the low-interest loan for solar panel systems and upgrades, then the customer makes payments toward the investment along with their property taxes. Solar panels for homes and energy efficiency save energy and hedge customers against rising electricity rates. These options are also good for the environment.

To learn more, CLICK HERE

For a list of Eligible Residential Improvements, CLICK HERE or download a PDF here.


Ygrene makes home improvement financing fast and affordable. 100% Financing, No Money Down, No Payments For Up To 12+ Months, Based On Home Equity, No Minimum FICO Required, Get Prequalified In Minutes. Learn more about YGRENE and their serice area.

Refinance Story – A Customer Testimonial

Western Heritage Financial

This is a testimonial from one of our recent customers who extremely benefited from our Solar Refinance Program through Western Heritage Financial.

Thank you very much for helping us with the solar purchase. We had already signed a contract to LEASE a system which was going to cost more than our current electric bill, increase by 2.9% annually and we would still be paying pge $100.00/ month!!

With your smart home Solar Refinance program, we were able to refinance our home loan, pay off our high-interest rate, take enough money out for solar and our bathroom remodel and our house payment WITH SOLAR went down by 1,000.00/ month!!!! We now reduced our electrical bill from PG&E by $250.00/ month netting us a $1250.00/ month reduction in our expenses!! I can’t thank you enough for helping us get out of the lease which would have put us out of our monthly budget and refinancing to obtain such a terrific investment!! Also, having one company handle the job from start to finish working with seasoned electricians was awesome.

Thank You,

– Bob


(916) 663-0557


Business Hours: 8:30am - 4:30pm

Monday through Friday